I always find setting goals works best for me.
They dont have to be huge goals - Although I do have big goals......... my small goals are the ones I find best to work for, my small goals will help me achieve my large goals anyway.
Your goals, remember are YOUR goals, it doesn't matter if you are aiming to pay off a small bill, or saving to pay for a holiday. Your goals are what matter to you.
Focus on what suits you and your needs, we can't all work 24 hours a day 7 days a week. So find the hours that suit you and your families needs.